Last updated: 28 Jun 2024
buying GROUP LLC ("buying") operates the digital banking platform www.buyingbank.com ("Website"), and mobile applications ("applications"). Using our services means that you agree to this Policy. If you do not agree to these terms, you may not register or use the Service. In accordance with this policy, you instruct our partner financial institutions to share your transaction data with buying and instruct buying to share your data with its users, suppliers, partners, and affiliates, unless otherwise stated in this Policy.
1. Website Visitors
Like most website operators, buying collects non-personally identifiable information typically provided by web browsers and servers, such as browser type, language preferences, referring site, and the date and time of each visitor request. buying collects non-personally identifiable information to better understand how buying visitors use their websites. buying may release non-personally identifiable information in the aggregate, e.g., by publishing reports on trends in the usage of its websites. buying also collects potentially personally identifiable information like Internet Protocol (IP) addresses for logged-in users and users leaving comments on our blogs. buying discloses logged-in user and commenter IP addresses under the same circumstances that it uses and discloses personally identifiable information as described below, except that blog commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog where the comment was left. buying collects such information only as necessary or appropriate to fulfill the purpose of the visitor's interaction with buying. buying does not disclose personally identifiable information other than as described below. Visitors can always refuse to supply personally identifiable information, with the caveat that it may prevent them from engaging in certain website-related activities.
2. Customers
The amount and type of information buying gathers depends on the nature of the interaction. Some visitors to buying's websites choose to interact with buying in ways that require buying to gather personally identifiable information. For example, when becoming a "customer" (meaning you have registered with buying to use its applications or related products or services), registration requires the provision of an email address, password, and PIN (collectively, the "Registration Information"). To take full advantage of the Services, you must also provide your third-party account credentials ("Account Voucher") to allow buying and our partners access to your account data at other financial institutions ("Account Information") for use by you. To help the government fight terrorism financing and money laundering, federal law, the USA Patriot Act, requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. Therefore, when applying to become a customer, buying will collect personally identifiable information about you personally and your business, on behalf of its partner financial institutions, to establish and maintain your account. Personal information may include, but is not limited to, your name, personal address (residential address required, no P.O. boxes), date of birth, Social Security number (SSN), and other similar information. Business information may include but is not limited to your business name, tax identification number, business address, business phone number, business bank account information, related documents, and contact email address. Additional information may be requested at the time of account opening and throughout the account relationship to meet regulatory and legal requirements. By choosing to provide us with personal, business, financial information, and financial data, you agree to transmit and store such information on our servers located in the United States.
3. Use of Personal Information
buying uses and discloses users' personal information for the following purposes: analyzing site usage and improving services; sending administrative notices, alerts, and communications related to your use of the services; marketing our products and services and the products and services of business partners that we believe may interest you; fulfilling your requests for specific products and services; conducting market research, project planning, troubleshooting, detecting and preventing errors, fraud or other criminal activities; third-party contractors who provide services to buying are subject to these same privacy restrictions; enforcing our Terms of Use; and other purposes as disclosed in this Privacy and Security Policy or required by law to protect our rights, or in connection with the transfer of control or sale of assets.
4. Third Parties
The Services may display information related to third-party products or services (buying offers) and provide general tips, suggestions, and educational materials. When using our services, you may choose to give us information from third parties, such as Facebook, Twitter, Google, and LinkedIn. We may also obtain information about you from third parties to verify your identity, process your transactions, and detect and prevent fraud or for other similar purposes. We are not responsible for any third-party privacy practices or the content of websites linked from our services. We strongly encourage you to review the Privacy Policy and terms and conditions applicable to such third parties or websites.
5. Protecting Personal Information
buying discloses potentially personally identifiable and personally identifiable information only to those employees, contractors, and affiliated organizations that (i) need to know that information to process it on buying's behalf or to provide services available through buying and (ii) have agreed not to disclose it to others. Some of these employees, contractors, and affiliated organizations may be located outside of your home country; by using buying's services, you consent to the transfer of such information to them. buying will not rent or sell potentially personally identifiable and personally identifiable information to anyone. Other than to its employees, contractors, and affiliated organizations, as described above, buying discloses potentially personally identifiable and personally identifiable information only in response to a subpoena, court order, or other governmental requests, or when buying believes in good faith that disclosure is reasonably necessary to protect the property or rights of buying, third parties, or the public at large. If you are a registered user of buying Services (i.e., a customer) and have supplied your email address, buying may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with buying and our products. We primarily use our various product blogs to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example, via a support email or one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. buying takes all measures reasonably necessary to protect against the unauthorized access, use, alteration, or destruction of potentially personally identifiable and personally identifiable information.
6. Cookies and Other Technologies
We may use various technologies to collect and store information when you use our services. This may include the use of cookies or similar technologies to identify your browser or device. Cookies are strings of information that a website stores on a visitor's computer and that the visitor's browser provides to the website each time the visitor returns. buying uses cookies to help identify and track visitors, their usage of buying's website, and their website access preferences. Visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using buying's websites, with the drawback that certain features of buying's websites may not function properly without the aid of cookies.
7. Business Transfers
If buying, or substantially all of its assets were acquired, or in the unlikely event that buying goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur and that any acquirer of buying may continue to use your personal information as set forth in this policy.
8. Ads
Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This policy covers the use of cookies by buying and does not cover the use of cookies by any advertisers.
9. Changes to the Privacy and Security Policy
buying may change its Privacy and Security Policy from time to time, and in buying's sole discretion. If we make changes, we will notify you by posting the updated policy and modifying the "last updated" date above. buying encourages visitors to check this page frequently for any changes to this policy. Your continued use of the Services after any change in this Privacy and Security Policy will constitute your acceptance of such change.
10. Opting Out of This Policy
If you no longer wish to use our services and want to delete or deactivate your account, please contact us at biz@buying.company. Law requires us to retain your information and may do so for legitimate business purposes (including internal analysis). However, after you delete or deactivate your account, we will not share or use your information for promotional or marketing purposes (except in an anonymous or de-identified form). Your use of our services is contingent upon your explicit choice to opt into this policy.
11. Social Media
Any information collected by these third-party social media sites through your social media services or similar tools (such as using Facebook or Twitter) (optional or mandatory) is subject to the entities' own privacy policies. If you use such third-party login tools to access the site or application, certain personally identifiable information from these third-party sites or services may be shared with buying. We will process this information shared with us according to this policy.
12. Indemnity
You are solely responsible for maintaining the confidentiality of your username, password, and account, and all activities that occur under your account. You hereby agree to indemnify, defend, and hold us, our agents, representatives, and other authorized users, and their respective officers, directors, owners, employees, agents, representatives, and assigns (collectively the "Indemnities") harmless from any and all losses, damages, liabilities, and costs arising from your breach of this Policy or any claims arising from your use of our Services. You agree to cooperate as fully as reasonably required in the defense of any claim. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any matter without our written consent.
13. Contact Us
For any questions or concerns about our policy, please contact buying:
buying Group LLCWorkshops AL 11/F. , Yir FunIndustrial Building, 28-36 Kwai Funp Crescent, Kwai Chung, N. T. , Hong Kong.
Email: biz@buying.company
